Wachovia used to be a nice company, then it devoured and was devoured, so of course they're maggots. They went 100% robo calls years ago. They don't want hear from you, they just want your money. Thanks for the report, since they obviously haven't changed, I'll not consider them for anything. They are totally tethered to their short-term balance sheet, which may not be tethered at all to empirical reality.